Bay Mortgage - Located in Traverse City, Michigan

Bay Mortgage - Located in The Village at Grand Traverse Commons - Traverse City, Michigan


About Us - Home

Thank you for visiting the Bay Mortgage Northern website.  Here you will find out about our company and how we can help with your individual needs.  There are many stages to our lives and a mortgage is involved in most of them. We can help you transition from one stage (and most likely - your mortgage) to another.  From that first starter home purchase, to funding the new baby’s room, restructuring of high-interest debt, refinancing, debt consolidation, to building your dream home or using your home mortgage as a wealth building tool – Bay Mortgage can help you along the way.  Thanks again for taking the time to learn more about how we can help.

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Here's what people are saying about Bay Mortgage Northern:

"I spent over a year looking for a low interest 10 year fixed rate to refinance my lakefront home. I was told by other lenders that the rate I wished to refinance to was too low and that a "lock" was not possible. Upon my first communication with Bay Mortgage Northern, they locked on my targeted interest and delivered the refinance in a professional and timely manner."

Dr. Dennis Paull
Cheboygan, MI

"Working in Ohio and trying to purchase a home in Michigan's UP proved to be a very challenging venture with obstacles at every turn but they never gave up. Because of their knowledge and perseverance, I was able to conquer every hurdle and was approved for a loan with great rates and no PMI to buy my dream home!"

Dr. Duke Morgan
Professor, Ohio State University
Columbus, OH

"We have financed over 5 loans with Bay Mortgage Northern will continue using them due to the quality of customer service as well as the faith in them that we will get the best rates without the pressure that we get from other lenders."

Dr. Jeffrey Jennette
School Superintendent
Barry, MI

"I just purchased my first home and was very apprehensive about the whole process. Not only was Bay's staff supportive, friendly and professional ...they really made it painless and simple for me! I would highly recommend Bay Mortgage Northern to anyone in any situation."

Barb Arleth
Attorney, Hagerty Insurance
Traverse City, MI

"Bay Mortgage Northern was absolutely wonderful. I am the type of person who always has a hundred questions. They were completely patient and friendly, and got me the answers I needed in record time during my mortgage refinance. Bay Mortgage made me feel like I was the only person they were working for. I refer EVERYONE to them."

Lisa Greene
Assistant Manager, Hagerty Insurance
Traverse City

"As a physician with a family, I have a busy schedule. The ability to apply online with Bay Mortgage Northern and also communicate via email, phone and fax, allowed me to refinance on my time. It's refreshing to see this smart use of technology to make the process efficient and easy. I also appreciate their industry knowledge. Their straight forward, honest approach gives me confidence in my home financing decisions."

Dr. Tim Madion
OB/GYN, Munson Hospital

"It's simple. I know that the people at Bay Mortgage know the mortgage business better than anybody, and I know that they will give me a good deal. I don't even bother shopping rates anymore."

Tom Venhuizen
President, Vertical Enterprise, Inc.

"Bay Mortgage Northern not only had lower rates than my bank; their fees were lower too. They were able to shop from several different lenders to find the best fit for my somewhat unique scenario. The staff at Bay also keep me informed when rates drop and let's me know when it might make sense to refinance. My bank never provided that kind of service. From now on, I'll work with Bay Mortgage Northern."

Megan Madion
President, Hagerty Insurance
Traverse City, MI

 NMLS ID  #4181    

MI License #FL0017398