Bay Mortgage, Traverse City -Your Michigan Mortgage Company Financing your home purchase, refinance or debt consolidation
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Find the loan to fit your individual
needs here.
HARP 2.0
If you've lost so much value in your home that you haven't been able to refinance, the new HARP 2.0 could be your ticket to accessing today's excellent interest rates.

Other perks to this program:
• Use for Primary or Vacation home
• Credit Score Requirements are minimal

More Details
Purchase Plus
Find out which programs will
benefit you most:

• Conforming and Jumbo Loans
• Foreclosed Home Programs
• Vacant Land
• Zero Down Programs

Click Here for Details


Thank you for visiting the Bay Mortgage website. We are locally owned and operated in Traverse City, Michigan. We specialize in low interest rate residential mortgages for purchase of a home or property, debt consolidation to pay off your high interest bills or just a simple refinance of your mortgage to secure a lower interest rate. ( Why Refinance?) Would you like to know how our lenders can help you? Use our online mortgage calculator to see how we can help lower your interest rate. Even if you have had a bad credit score, we are capable of finding the best mortgage interest rates for your home or real estate. We can also help you with second mortgages, interest only mortgages, lake, shore and waterfront property loans, vacant land and jumbo mortgages. Call one of our mortgage broker experts today to get a current quote for the lowest loan rates available, or go straight to our online mortgage application - Apply online today.
We are one of the first lenders in the area to offer the new Home Affordable Refinance Plan and DU Refi Plus.  Be sure to click here to learn more about these programs.

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